When it comes to money, ‘how am I doing?’ is the one question that every person wants to know regardless of their income, net worth, or economic standing.

We want to know if we’re ontrack, if our finances will be able to support our lifestyle and if we’ll be able to reach our goals.

But with personal finance being so personal, how can you really tell if you’re doing okay?

Well, in this article, we’ll talk about  ten signs that you’re crushing it at handling your money even if you don’t feel like it

1. You know your base living expenses.

You track your finances where you know how much you spend each month from your income

Relates Post: 5 Tips to save hundreds on your expenses every month


2. You can pay your bills on time and in full

Being able to comfortably meet your financial commitments – meaning no bills in arrears, and still having a little bit to store away – is a sign that you’re on the right track with your finances.


3. You know your numbers

There are key numbers you need to be aware of when it comes to your finances. Your credit score, net worth, and debt levels are all a part of knowing your financial build-up.

Suggested Reading:  The 7 numbers you must know to manage your money like a boss


4. If you need access to credit you could get it

Sometimes things happen in life you need to be able to access credit even if just for a short time. Doing well with your finances means if you are in a position where you are confident you would get approved if you applied.


5. You are properly insured for the likely events

Having the appropriate level of insurance for your situation – where you aren’t questioning if you should go to the doctor when you’re sick – shows that you have covered one of the most common risks that impact your income.

But medical insurance isn’t the only insurance that’s required. You also want to make sure that you have your family protected in the event of your untimely demise so adequate life insurance is needed as well.


6. You’re meeting your goals

Part of having control of your finances is knowing that you are hitting the goals that you are trying to reach. Saving for retirement, buying a home, planning a vaction etc.

If you’re able to set funds aside for your future goals and have a plan for attaining them, then you’re likely doing better than you think you are.

7. You take full advantage of company benefits

401k company match, HSA contributions, company restricted stock units (RSUs), if they have it you take advantage of it.

Don’t leave money on the table. You might think it’s free money and it doesn’t matter if you take it or not. But your compensation is adjusted based on the benefits that you could qualify for.

That’s right, your company pays you less money on your salary because they give you money elsewhere. If you don’t take it, then you lose out.


8. You aren’t afraid to ask questions about your money

The biggest sign that yuo are doing well with your finances is your ability to have confidence with your finances. Confidence that you’ll reach the goals you set for yourself and confidence to ask for clarification when it comes to your financial decisions means that you are in control of your money.


 9.  You’re at Peace With Your Financial Situation

Does your financial situation look like one that’s free of financial worry? You are able to pay your bills, you can weather an emergency and give to others as you would like … then you are in a financial situation many people would envy.

It’s not about how much you make, or how you have, but if you have true contentment and are excited for the life you live, then you’re crushing it.

10. You choose to learn about money 

 Sometimes it all comes down to one thing – where your mind is at in regards to money. Even if you are in a bad financial situation where you are working to pay off debt, or are trying to overcome your fear of investing, if you recognize that you need to make a change, and are actually working towards learning and imrpoving your finances.

Here’s a Bonus

You have multiple streams of income.

Being tied to just one income means that if there is a job loss, then you suddenly find yourself with no funds to take of yourself and pay your bills.



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